I made this card this morning. The stamp sets are Year After Year and Hugs & Wishes. You can't tell in the picture, but the present is heat embossed. I used So Saffron ink and clear embossing powder. I got some photo tips from Kurtis, but I couldn't do the elaborate set up that he has.
I would like to sit down and make a better watermark. Mine is not "pretty", but it's readable so it works.
Happy Flag Day!